Money Australia 2015-09.pdf

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INDIA, CHINA & JAPAN
SHARE PORTFOLIOS
FUNDS WITH SOLID GAINS TO BUILD A HOME DEPOSIT
SAVE $154
SWEETSPOTS
PROPERTY REPORT
PAGE 90
SEPTEMBER 2015 $7.50 ISSUE 182
www.moneymag.com.au
@MoneyMagAUS
133
BEST
STREETS
IN THE HOTTEST
SUBURBS
INCLUDES
HOUSE OR APARTMENT:
WHICH TO BUY
OFF THE PLAN:
A HIGH-RISK STRATEGY
BUYING INTERSTATE:
DOING IT WELL
OLD vs NEW:
THE PROS & CONS
SUSAN
HELY
SALARY
SACRIFICING
RULES
PAUL
CLITHEROE
DO WELL ON
AN AVERAGE
INCOME
ANNE
LAMPE
STREAMING
TV FREE TRIAL
TRAPS
PROPERTIES WITH TWISTS:
5 WAYS TO CREATE YOUR OWN PROFIT
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CONTENTS
28
COVER STORY
133 best streets
in the hottest suburbs
14
INTERVIEW
Brass act
Jazz musician James Morrison
46
GOING GREEN
Solar & wind power
How much can you save
ON THE COVER
32
House or apartment
33
Off the plan
34
Buying interstate
36
Old vs new property
43
Streaming TV trial traps
54
Properties with twists
66
Salary-sacrificing rules
70
India, China & Japan
76
Share portfolio for deposit
90
Sweetspots property report
Chairman & chief
commentator
Paul Clitheroe
Editor
Effie Zahos
Deputy Editor
Maria Bekiaris
Art Director
Ann Loveday
Acting Deputy Art Director
Heather Armstrong
Senior Sub-editors
Bob Christensen, Lindsey
Leathart, Bernie Leo
Senior Writers
Susan Hely,
Chris Walker, Pam Walkley
Online Content Producer/
Writer
Emi Berry
UPFRONT
6
Editor’s letter
8
In your interest
Paul Clitheroe
10
News & views
14
Interview
Deborah Light
18
Ask the experts
20
Ask Paul
24
Smart spending
Cars, travel,
27
wine, tech tools, good buys,
worthy causes
Paul’s verdict
37
MY MONEY
38
Banking
Effie Zahos
40
Small business
Anthony O’Brien
42
Family money
Susan Hely
43
The investigator
Anne Lampe
44
Taking charge
Annette Sampson
44
The challenge
Maria Bekiaris
46
Power plans
Steph Nash
50
The cost of renewable energy
Small business
Emi Berry
Importance of social media
THE
MONEY
TEAM
Staff Writer
Steph Nash
Contributing Writers
Patrick Bright, Vanessa Gilbert,
Ross Greenwood, Sam Hender-
son, Greg Hoffman, Craig James,
Ben Kingsley, Anne Lampe,
Tim Lawless, Deborah Light,
Margaret Lomas, Roger
Montgomery, Anthony O’Brien,
Marcus Padley, Vita Palestrant,
Terry Ryder, Annette Sampson,
Michael Teys
Contributing Artists
Yianni Aspradakis, Nick Cubbin,
Christopher Nielsen, Jim
Tsinganos, John Tiedemann
ADVERTISING
NSW
James Horne
(02) 9282 8075
Victoria
Hector Vasconcelo
(03) 9823 6335
Queensland
Rebecca Lawrie
(07) 3101 6630
South Australia
Nabula El
Mourid (08) 8267 5032
Western Australia
Vikki Stacy (08) 9449 9908
Production Controller
Elisse Lai
Advertising Production
Sally Jefferys
Subscriptions Marketing
Coordinator
Ellie Xuereb
Marketing Manager
Georgia Mavrakakis
CEO
David Goodchild
Publisher
Cornelia Schulze
Director of Sales
Tony Kendall
Director of Media Solutions
Simon Davies
General Manager, Marketing
Natalie Bettini
Circulation Strategy Manager
Paul Weaving
Research Director
Justin
Stone
Commercial Manager
Lucille
Charles
Syndication inquiries:
acpsyndication@bauer-media.
com.au
ISSN
1444-6219
Disclaimer:
The information featured in this magazine is general in nature and does not take into account your objectives, financial situation or needs. You should consider the appropri-
ateness of the information having regard to your own circumstances. Before making an investment, insurance or financial planning decision you should consult a licensed professional
who can advise you of whether your decision is appropriate. Bauer Media does not have an interest in the promotion of any company, investment or product featured in this magazine.
4 MONEY
SEPTEMBER 2015
SEPTEMBER 2015, ISSUE 182
www.moneymag.com.au
54
WITH A TWIST
Create your own profit
5 ways you can do it
70
TREASURE
India, China & Japan
Funds with solid gains
76
LEADING HEDGE
Share portfolios
Building a home deposit
51
PROPERTY
52
Real estate
Pam Walkley
54
Creating profit
Pam Walkley
57
58
Finding ways to do it
Affordability
Pam Walkley
Options to beat high prices
Apartments
Michael Teys
Understanding strata title
61
INVESTING
62
Greenwood
Ross Greenwood
64
Self-managed super
Vita
65
66
70
Palestrant
Retirement
Sam Henderson
Super
Susan Hely
Salary-sacrificing rules
Global options
Pam Walkley
Invest in India, China & Japan
73
SHARES
74
Outlook
Craig James
76
Strategy
Greg Hoffman
78
79
80
Portfolio for house deposit
Value.able
Roger Montgomery
This month
Marcus Padley
Skaffold
Vanessa Gilbert
Money
is published by Bauer Media Pty Limited (ACN 053
273 546), part of the Bauer Media Group, 54-58 Park Street,
Sydney NSW 2000. The trade mark
Money
is the property
of Bauer Consumer Media Limited and is used
under licence. Printed by PMP Moorebank 31
Heathcote Rd, Moorebank NSW 2170
EETSPOT
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PAGE 90
PROPERTY REP
IN EVERY MONTH
72
Privacy notice &
82
useful numbers
Data Bank
c ov
LIOS
SHARE PORTFO
E DEPOSIT
A HOM
& JAPAN
INDIA, CHINA
SOLID GAINS TO BUILD
FUNDS WITH
SAVINGS & GIVEAWAYS
2
6
10
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E 182
2015 $7.50 ISSU
AUS
SEPTEMBER
@MoneyMag
ag.com.au
www.moneym
133
PAUL
CLITHEROE
DO WELL ON
AN AVERAGE
INCOME
59
BEST
RE
HOTT ST
ST
IN THE
ET
E
S
SUBURBS
SUSAN
HELY
SALARY
SACRIFICING
RULES
10 free copies of
Growing Up! How
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H-RISK STRATEGY
HIG
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ERSTAT
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PROS & CONS
OLD vs NEW:
THE
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MONEY
SEPTEMBER 2015
5
N PROFIT
ATE YOUR OW
5 WAYS TO CRE
WITH TWISTS:
PROPERTIES

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